Checking
Next| Personal Check product names | PCB EZ Checking | PCB EZ Student Checking | Deluxe Checking | PCB Basic Checking | Super Now Checking |
|---|---|---|---|---|---|
| Description | Basic checking account featuring unlimited check-writing and no monthly fee1 | Easy and simple checking account that is specially designed to fit the needs of students2 | Basic checking account with minimum requirements to waive the monthly service charge | Lower cost checking for NY and NJ consumers 3 | Interest-bearing checking account featuring unlimited check writing |
| Minimum Opening Deposit | $100 | $50 | $100 | $25 | $2,500 |
| Monthly Service Charge | None | $5, with ATM surcharge refund up to $10 | $7 monthly service charge and $0.25 per debit transaction | $3 monthly service charge plus $0.50 per withdrawal in excess of twelve(12) withdrawals | $10 monthly service charge and $0.25 per debit transaction |
| Ways to Waive Monthly Service Charge | None | Conduct seven (7) Point of Sale transactions | Maintain daily balance $500 or average daily balance $1,000 |
None | Maintain daily balance $2,500 or average daily balance $5,000 |
| Earns Interest | No | No | No | No | Yes4 |
| Internet Banking with Bill Pay | Yes | Yes | Yes | Yes | Yes |
| Mobile Banking | Yes | Yes | Yes | Yes | Yes |
| Telephone Banking | Yes | Yes | Yes | Yes | Yes |
| Debit Card and ScoreCard Rewards Program | Yes | Yes | Yes | Yes | Yes |
1 If inactive for 6 months, account will be converted to Deluxe Checking.
2 Must be at least 16 years of age to apply. Students under 18 years of age must apply jointly with a parent/guardian. Proof of student status required at time of account opening. On or after 24th birthday, account will be converted to a checking account with similar features. Must sign-up to receive online statements.
3 Offered for New York and New Jersey consumers ONLY. Minimum balance required to maintain the account is $0.01.
4 Interest rates and annual percentage yields may change. If account is closed before interest is credited, accrued interest will not be paid.
For further account details, please contact or visit your nearest PCB Bank branch representative.
