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Business Savings

Spend to grow. Save to grow wisely. Choose from our FDIC-insured options.

Explore your options:

Business Installment Savings

A fee-free account that lets you build up savings

Put money away each month and let your balance grow over time to meet short- or long-term goals.1

  • Opening deposit of first monthly installment 
  • No monthly service fee
  • Interest compounded daily, paid quarterly2
Term (Months)APY* (%)Interest Rate** (%)$1,000$5,000$10,000$15,000$20,000$25,000
121.26%1.25%$82.82$414.08$828.15$1,242.23$1,656.30$2,070.38
181.51%1.50%$54.93$274.67$549.34$824.01$1,098.68$1,373.35
241.77%1.75%$40.94$204.71$409.43$614.14$818.86$1,023.57
361.77%1.75%$27.06$135.28$270.56$405.83$541.11$676.39
481.77%1.75%$20.11$100.57$201.13$301.70$402.26$502.83
601.77%1.75%$15.95$79.74$159.49$239.23$318.97$398.71
*APY stands for Annual Percentage Yield

Installment Savings Interest Rates effective as of November 14, 2022.

Business Regular Savings

Your everyday savings account

Our not-so-basic basic savings account earns you interest and keeps your funds liquid.

  • $5 minimum opening deposit 
  • $5 monthly service fee (waived with $500 daily balance)
  • Interest compounded daily, paid quarterly2

Business Money Market

Our basic money market account

This high-interest savings account has no time limits and gives you easy access to your funds.

  • $2,500 minimum opening deposit 
  • $10 per month plus $0.25 per debit transaction (waived with $2,500 daily balance or $5,000 average daily balance)
  • Interest compounded daily, paid monthly2

Business VIP Money Market

Our next-level money market account

This high-interest savings account gives you a higher rate when you maintain a higher balance.

  • $100,000 minimum opening deposit 
  • $20 per month plus $0.25 per debit transaction (waived with $20,000 daily balance or $100,000
    average daily balance)
  • Interest compounded daily, paid monthly2

Business Special Money Market

Our basic money market account

This high-interest savings account rewards you for higher balances and gives you free checks.

  • $100,000 minimum opening deposit 
  • $30 per month plus $0.25 per debit transaction (waived with $100,000 daily balance or $300,000
    average daily balance)
  • Interest compounded daily, paid monthly2

Business Certificate of Deposit

Our hardworking business CD

Lock in our best business CD rates with your choice of terms. Choose how much to deposit, earn a guaranteed return.

$1,000 minimum opening deposit 

  • $1,000 minimum opening deposit
  • 7 days to 3 years
  • Simple interest paid at maturity3
FeaturesBusiness Installment Savings1Business Regular SavingsBusiness Money MarketBusiness VIP Money MarketBusiness Special Money Market
Minimum Opening DepositFirst monthly installment$100$2,500$100,000$100,000
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1 Minimum contract amount is $1,000 and maximum contract amount is $100,000. Must make monthly installment payments to maintain interest and withdrawal amounts. Early withdrawal penalty (three months’ interest) may apply.

2 Interest rates and annual percentage yields may change. If account is closed before interest is credited, accrued interest will not be paid.

3 Interest will be paid at maturity or annually, whichever occurs first. Other restrictions may apply. For further account details, please contact or visit your nearest PCB Bank branch representative.

Bank online or on the go.

Check your balance, transfer funds, pay bills – whatever needs doing, you’ll have the online banking and mobile tools to get it done. 

A monthly service fee will apply. Remote deposit posting cutoff time is 5 PM PST. Generally, full funds will be available for withdrawal the next business day.

Transaction fees and other types of fees associated with your checking account still apply. Contract required. Requires internet access, and internet service fees may apply.

Tips and tools to bank safe and easy.