Stay Alert for Scammers! Never give out sensitive information.
Don’t rely on caller ID. Ignore pressure tactics or any sense of urgency. Banks will never ask for your personal information. Hang up, even if it sounds legitimate. Click here for more tips and information. 
 
Home
FDIC logo

FDIC-Insured - Backed by the full faith and credit of the U.S. Government

FDIC logo

FDIC-Insured - Backed by the full faith and credit of the U.S. Government

HomeBusinessBusiness Savings

Business Savings

Spend to grow. Save to grow wisely. Choose from our FDIC-insured options.

Explore your options:

Business Installment Savings

A fee-free account that lets you build up savings

Put money away each month and let your balance grow over time to meet short- or long-term goals.1

  • Opening deposit of first monthly installment 
  • No monthly service fee
  • Interest compounded daily, credited every 3-month2
  • A penalty may be applied for early withdrawal. Some exceptions may apply. Fees may reduce earnings on the account.
Term (Months)APY* (%)Interest Rate** (%)$1,000$5,000$10,000$15,000$20,000$25,000
123.75%3.68%$81.81$409.07$818.14$1,227.20$1,636.27$2,045.34
183.00%2.96%$54.33$271.67$543.34$815.00$1,086.67$1,358.34
243.00%2.96%$40.45$202.24$404.47$606.71$808.94$1,011.18
362.50%2.47%$26.76$133.81$267.62$401.43$535.25$669.06
482.50%2.47%$19.82$99.11$198.22$297.33$396.44$495.55
602.50%2.47%$15.66$78.30$156.59$234.89$313.18$391.48
*APY stands for Annual Percentage Yield. The interest rate and APY in effect at account opening will be paid until maturity. Interest will be compounded every day, and interest will be credited to your account every 3 months. The minimum contract amount is $1,000. Contract amount may increase in multiple of $1,000 with $100,000 maximum per customer. The minimum opening balance and the minimum balance to obtain disclosed APY is the first month installment. If withdrawed before term, a penalty of three months' interest on the amount of withdrawn will be imposed. 

**Installment Savings Interest Rates effective as of November3, 2025.

Visit Our Branchfor PCB Bank branch locations

Business Regular Savings

Your everyday savings account

Our not-so-basic basic savings account earns you interest and keeps your funds liquid.

  • $5 minimum opening deposit 
  • $5 monthly service fee (waived with $500 daily balance)
  • Interest compounded daily, paid quarterly2
Visit Our Branchfor PCB Bank branch locations

Business Money Market

Our basic money market account

This high-interest savings account has no time limits and gives you easy access to your funds.

  • $2,500 minimum opening deposit 
  • $10 per month plus $0.25 per debit transaction (waived with $2,500 daily balance or $5,000 average daily balance)
  • Interest compounded monthly, paid monthly2
Visit Our Branchfor PCB Bank branch locations

Business Special Money Market

Our basic money market account

This high-interest savings account rewards you for higher balances and gives you free checks.

  • $100,000 minimum opening deposit 
  • $30 per month plus $0.25 per debit transaction (waived with $100,000 daily balance or $300,000
    average daily balance)
  • Interest compounded monthly, paid monthly2
Visit Our Branchfor PCB Bank branch locations

Business Certificate of Deposit

Our hardworking business CD

Lock in our best business CD rates with your choice of terms. Choose how much to deposit, earn a guaranteed return.

  • $1,000 minimum opening deposit
  • 7 days to 3 years
  • Simple interest paid at maturity3
  • A penalty may be applied for early withdrawal. Fees may reduce earnings on the account
Visit Our Branchfor PCB Bank branch locations
FeaturesBusiness Installment Savings1Business Regular SavingsBusiness Money MarketBusiness Special Money Market
Minimum Opening DepositFirst monthly installment$100$2,500$100,000
Interest Bearing2checkedcheckedcheckedchecked
Free Online Bill Paycheckedchecked
Free Online Bankingcheckedcheckedcheckedchecked
Free Mobile Bankingcheckedcheckedcheckedchecked
Free 24/7 Telephone Bankingcheckedcheckedcheckedchecked

1 Minimum contract amount is $1,000 and maximum contract amount is $100,000. Must make monthly installment payments to maintain interest and withdrawal amounts. Early withdrawal penalty (three months’ interest) may apply.

2 Interest rates and annual percentage yields may change. If account is closed before interest is credited, accrued interest will not be paid.

3 Interest will be paid at maturity. Other restrictions may apply. For further account details, please contact or visit your nearest PCB Bank branch representative.

Bank online or on the go.

Check your balance, transfer funds, pay bills – whatever needs doing, you’ll have the online banking and mobile tools to get it done. 

Online BankingMobile Banking

Manage your finances wherever, whenever. Use our mobile banking app to check your balance, pay bills, transfer funds and more. >

Scan checks directly to your account 24/7 with Remote Deposit1, a cash management service for qualified business customers2. >

Protect your business with Positive Pay, Minimize your exposure to fraud with the automated service. >

1 A monthly service fee will apply. Remote deposit posting cutoff time is 5 PM PST. Generally, full funds will be available for withdrawal the next business day.

2 Transaction fees and other types of fees associated with your checking account still apply. Contract required. Requires internet access, and internet service fees may apply.

Tips and tools to bank safe and easy.