Credit Card - PCB Bank

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Visa® Everyday Rewards+ Card

Unlimited points, unrivaled rewards

Earn points for everyday expenses. Redeem them for your choice of rewards.

4X points on dining, takeout & food delivery
2X points at grocery stores, grocery delivery, streaming services, gas and EV charging stations
1X points on all other eligible spending

Cash back, just as you like it

Maximize your cash back rewards based on multiple categories of your choice.

5% cash back on two categories you choose – first combined $2,000 spent each quarter
2% unlimited cash back on one everyday category of your choice
1% unlimited cash back on all other eligible purchases

Low intro rate with staying power

Save interest on balance transfers and purchases.

Credit-building for students

Take advantage of credit-building opportunities with spending security.

Credit-building with cash back

Enjoy the convenience of a credit card while building or improving your credit.

5% cash back on two categories you choose – first combined $2,000 spent each quarter
2% unlimited cash back on one everyday category of your choice
1% unlimited cash back on all other eligible purchases

Credit-building with confidence

Get the credit card you need to build or improve your credit and spend with confidence.

Apply and fund your Secured Savings account, which serves as your security deposit
Credit line equals Secured Savings deposit

Features	Visa Everyday Rewards	Visa Max Cash Preferred	Visa Platinum	Visa College Real Rewards	Visa Max Cash Secured	Secured Visa
Annual Fee	$XX	$XX	$XX	$XX	$XX	$XX
Highest Earn	4X points on dining, takeout & food delivery	5% cash back on two categories based on first combined $2,000 spent quarterly	Low intro rate for an extended period	1.5 points per dollar spent on all eligible purchases	5% cash back on two categories based on first combined $2,000 spent quarterly	Apply and fund Secured Savings account, which serves as security deposit
Other Earn	2X points at grocery stores and delivery, streaming services, gas and EV charging 1X points on all other eligible spend	2% unlimited cash back on one category you choose 1% unlimited cash back on all other eligible spend	N/A	Account alerts, online and mobile account access, autopay, free credit score	2% unlimited cash back on one category you choose 1% unlimited cash back on all other eligible spend	Credit line equals Secured Savings deposit
Key Benefits	Earn points for everyday expenses. Redeem for an array of rewards.	Get cash back rewards on multiple categories of your choice.	Use for large or unexpected expenses or last-minute necessities	Credit-building opportunities and spending security for students	Convenience of a credit card while building or improving credit	Convenience of a credit card while building or improving credit

Check your balance, transfer funds, pay bills – whatever needs doing, you’ll have the online banking and mobile tools to get it done.