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Federal Privacy Notice

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Facts about what PCB Bank does with your personal information.
FactsWhat does PCB Bank do with Your Personal Information?
Why?Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and income
  • account balances and history
  • checking account information and account transactions
When you are no longer our customer, we continue to share your information as described in this notice.
How?Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
Reasons that PCB Bank shares your personal information.
Reasons we can share your personal informationDoes PCB Bank share?Can you limit this sharing?
For our everyday business purposes
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus		YesNo
For our marketing purposes-
to offer our products and services to you		YesNo
For joint marketing with other financial companiesNoWe don't share
For our affiliates’ everyday business purposes-
information about your transactions and experiences		YesNo
For our affiliates’ everyday business purposes-
information about your creditworthiness		NoWe don't share
For nonaffiliates to market to youNoWe don't share
What to do if you have questions about PCB Bank's privacy policies.
Questions?
Call 213 210 2000 or go to www.mypcbbank.com
Identifying who id providing this privacy notice.
Who we are
Who is providing this notice?PCB Bank
What PCB Bank does with your personal information.
What we do
How does PCB Bank protect my personal information?To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does PCB Bank collect my personal information?We collect your personal information, for example, when you
  • open an account or deposit money
  • pay your bills or apply for a loan
  • make deposits or withdrawals from your account
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?Federal law gives you the right to limit only
  • sharing for affiliates’ everyday business purposes-information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions of terms used in privacy notices.
Definitions
AffiliatesCompanies related by common ownership or control. They can be financial and nonfinancial companies.
  • Our affiliates include our holding company, PCB Bancorp, that owns and controls us.
NonaffiliatesCompanies not related by common ownership or control. They can be financial and nonfinancial companies
  • PCB Bank does not share with nonaffiliates so they can market to you
Joint marketingA formal agreement between nonaffiliated financial companies that together market financial products or services to you
  • PCB Bank doesn’t jointly market